S · 01
Clean up & connect.
We sync your bank, invoicing, and expense sources, then rebuild your books around how the business actually runs. Most clients are on solid ground inside 30 days.
→ answers Problem 01You’re making money. So why does it feel like you’re not?
Revenue is up. You’re busy. The account is thin anyway. Most operators never find out where the money is actually going — which job lost money, which property is dragging, what they can afford next quarter. BLFG owns the financial operation: clean books, the BLFG Monthly Reporting Package, and a CFO in the room when the calls get made.
30-day fix guarantee. Surface a problem in 30 days? If we can’t solve it within 30 more, we refund two months of fees. No fine print.
Prefer to talk? (385) 489-5516 Mon–Fri · 8a–6p MT
- 30 minDiscovery call
- FreeNo obligation
- < 1 dayResponse time
A partner to operators at —
§ 01
Any of this sound familiar?
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P · 01
You measure health by your bank account.
If the account looks good, business is good. If it’s thin, something feels wrong. That tells you one number. It doesn’t tell you which job lost money, which property is underperforming, or which location is dragging everything else down.
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P · 02
You don’t know which part is actually profitable.
Revenue looks fine. You’re busy. But you can’t point to where the money is coming from or where it’s quietly leaking out. That matters at $500K. It matters a lot more at $1M.
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P · 03
Cash always feels tight, even when revenue looks fine.
Money comes in and goes right back out. Timing? Overhead? Something deeper? One client was paying $12K a year in credit-card interest because cash was always running thin. After we tightened up timing, every balance was paid off. The cash was there the whole time.
§ 02
A financial operation that keeps pace with the business you’ve built.
You don’t need to become a finance person. You need someone who handles it so you don’t have to think about it. That’s what BLFG does, in three moves.
S · 02
Reporting you’ll actually read.
A monthly package — ten-minute read — with revenue, margin, project- and property-level profitability, cash, and what changed. In plain English.
→ answers Problem 02S · 03
A CFO at the table.
Pricing, cash, hiring, capital stack, growth bets. We’re in the room for the calls that move the business — not just the ones at year-end.
→ answers Problem 03
§ 03
You started this to be free.
Somewhere along the way,
it owns you.
We work with operators between $500K and $25M in gross revenue. You’ve already built something real. What you don’t have — what almost nobody at this stage has — is a financial operation that keeps pace with the business.
BLFG runs that operation for you. Clean books. Reporting you’ll actually read. A fractional CFO in the room when decisions are made. Narrow focus on three industries, because depth beats breadth when the stakes are real.
What we handle →
§ How we operate
Three principles, every engagement.
01
Proactivity
We flag issues before they hit your P&L — not after. You hear from us first, with a recommendation, not a question.
02
Resourcefulness
Deep expertise across three industries means we spot what matters — and filter out what doesn’t. We only bring something to your attention when it needs it. Your time is protected, and your decisions get the full picture when it counts.
03
Clear Communication
We speak owner-to-owner. No accounting jargon, no debits-and-credits lectures — just plain English on a reliable rhythm. You always know where the business stands and what to do next.
§ 04
What makes the difference month over month.
01
Fluent in your industry.
Real estate, trades, combat sports gyms. We chose the three because depth matters more than breadth in this work. You won’t spend the first six months teaching us your business.
02
Run by owners, for owners.
We speak plainly because we’ve been on your side of the table. Financial conversations should leave you clearer on your business — never more confused.
03
Senior attention, end to end.
A partner reviews what you receive. You always know who’s accountable for the numbers in front of you.
04
One integrated team.
Bookkeeping, close, monthly reporting, and CFO advisory under one roof. A single point of accountability for the financial side of your business.
05
Fixed monthly pricing.
Scoped upfront. Predictable every month. You plan your budget once and move on.
06
Reporting on a rhythm.
A clean baseline within the first 30 days, then monthly reporting with insights and recommendations by the 20th.
Serving SMBs nationwide, with teams in Salt Lake City and Dallas–Fort Worth.
§ 05
Scope a package →
Done-for-you financial systems
— from bookkeeping to CFO-level strategy.
-
01
Bookkeeping & Systems
We connect the bank feeds, invoicing, and expenses, then rebuild the chart of accounts around how your business actually runs. Most new clients are on solid ground inside 30 days.
-
02
Financial Reporting
A monthly package you’ll read in ten minutes. Revenue, margin, project and property-level profitability, cash position, and what changed — written in plain English.
-
03
Fractional CFO
This is where the numbers become decisions. Pricing, cash, tax posture, hiring, capital stack — we’re in the room for the calls that move the business.
-
04
Advisory & Diligence
Acquisitions, refinances, entity restructurings, and owner compensation. We sit beside you — and your attorney and tax CPA — when the structure changes.
§ 06
Three industries. Deep — not wide.
We turn down more than we take on. Below is where our systems, benchmarks, and instincts are sharpest.
01 / Real Estate
Residential & Commercial Operators
Multiple entities, properties across markets, and deals that need to pencil out before close. We own the books and advise on when to buy, sell, refi, or hold.
- Entity-by-entity reporting
- Property & portfolio P&L
- Refi & acquisition modeling
- 1031 coordination with your CPA
02 / Trades & Services
Anything a GC Would Sub Out
Plumbing, electrical, landscaping, HVAC, concrete — crews, materials, and job timelines. We handle job costing, AR/AP, and cash flow so the financial side stops waking you up.
- Job-level profitability
- WIP & retainage tracking
- Crew & equipment cost analysis
- Bonding / lender-ready reports
03 / BJJ & MMA Gyms
Combat Sports Academies
Membership revenue looks healthy on paper. After payroll, rent, and equipment, the real number is very different. We surface it — so staffing, marketing, and expansion decisions ride on real math.
- Membership unit economics
- Instructor & program P&L
- Multi-location roll-ups
- Expansion & pricing analysis
§ 07
From first call to financial clarity.
01
Discovery call
Thirty minutes. We learn the business, review what’s in place, and tell you honestly whether we’re a fit.
02
Scope & engagement
A fixed-fee package sized to the business — bookkeeping only, full CFO, or a path between.
03
Cleanup & connect
We sync the accounts, rebuild your books, and stand up reporting you’ll actually use.
04
At the table
Monthly reporting call, quarterly strategy, and CFO availability between — for the decisions that actually move the number.
30 days
to a clean set of books
Typical onboarding window for new clients.
3
industries, by choice
Real estate · Trades & services · Combat sports gyms.
$500K+
minimum engagement
Gross revenue. Where a CFO starts to earn back their fee.
2
operating hubs
Salt Lake City · Dallas–Fort Worth. Clients across the U.S.
[ placeholder stats — replace with client outcomes, retention, and recovery metrics ]
Case studies.
[ case photo — contractor / job site ]
C — 01
Trades & Services
A $3.2M contractor paying $12K a year in interest — on money it already had.
Cash felt tight every month despite healthy revenue. We rebuilt the timing of AR against AP, cleaned up the books, and inside a quarter the balances were gone. The money was there all along.
$12K annual interest eliminated
14 days AR cycle reduction
Q1 payoff of all revolving debt
Read the case →
[ case photo — apartment building ]
C — 02
Real Estate
A 14-property portfolio finally knowing which buildings actually make money.
Books were consolidated at the owner level; nothing was visible below. We restructured the chart of accounts per entity, and two underperformers were identified within 60 days — one sold, one repositioned.
14 properties isolated
2 assets repositioned
9.4% blended NOI lift, year one
Read the case →
[ case photo — BJJ academy ]
C — 03
BJJ & MMA Gyms
From “membership looks strong” to a real number on every program.
A three-location academy with >600 members thought they were printing money. We broke out program-level P&L, renegotiated one lease, re-priced kids’ memberships, and turned a thin margin into a real one — without losing a member.
3 locations consolidated
+11 pts operating margin
0 members lost to re-pricing
Read the case →
[ placeholder case studies — replace with real client stories & approved metrics ]
§ 08
Black Lotus has completely changed my business. Running a martial arts school is no joke — billing makes the finances difficult to manage. They let me focus on my business and not stress about my finances. The financial consulting has greatly improved my revenue.
With Black Lotus I feel like I have more than just a bookkeeper — it’s like we signed on with another executive partner. The insight and knowledge they’ve provided is priceless.
They bring clarity and peace of mind to our bookkeeping. What sets them apart is their ability to communicate complex financial information in a way that’s easy to understand. Our financial foundation is stronger because of them.
A huge weight lifted — my finances are finally in order, and I have more time to focus on growing my business. Professional, responsive, and they truly care about their clients’ success.
§ 09
Led by the partners, every engagement.
You're making the kind of calls a bookkeeper can't help with. Hiring. Pricing. When to expand. When to walk away. You want a partner who has run a real business and made those calls before.
Enoch Sng
Managing Partner · Co-Founder
Before Black Lotus, Enoch owned and operated a $32M self-storage facility. Earlier, he spent years in real estate private equity, closing over $500M in transactions and asset-managing 1,000+ multifamily units.
Abel Sng
Managing Partner · Co-Founder
Abel has personally invested high seven figures across multifamily, manufactured housing, self-storage, and senior assisted living. He's bought in every major commercial real estate asset class.
§ 10
All writing →
Writing for operators.
[ article cover ]
Why your bank balance keeps lying to you.
What cash actually tells you, what it doesn’t, and the two reports every operator should read before the 5th of each month.
Read →[ article cover ]
Entity-by-entity: the only way to read a portfolio.
Read →[ article cover ]
Job costing for crews who don’t want to think about accounting.
Read →[ article cover ]
Membership isn’t revenue. It’s a contract.
Read →
The satisfaction guarantee.
We stand behind our monthly work. If something isn’t right, we’ll make it right. A partner will personally walk through the issue with you, and we’ll take care of it. And if we can’t, we’ll refund you. No questions asked.
The questions founders
actually ask.
-
01 What does a fractional CFO actually do for a small business?
A fractional CFO gives you the financial strategy and oversight of a full-time CFO without the full-time cost. They handle cash-flow planning, financial reporting, and help you make better decisions with your numbers. For contractors, real-estate investors, and gym owners, that means knowing exactly where your money is going, what your actual margins look like, and what to do about it.
-
02 How is BLFG different from a regular bookkeeper or accountant?
A bookkeeper records what happened. An accountant files your taxes. A fractional CFO tells you what to do about both. At BLFG we handle the books and stay in the conversation with you on growth decisions — every month, not just at year-end.
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03 What industries do you specialize in?
Real estate operators (residential and commercial), services and trades businesses — anything a GC would sub out: plumbing, electrical, HVAC, landscaping, concrete — and BJJ / MMA gyms. We go deep on these three rather than spreading thin across every type of small business. If you're in one of them, you're talking to someone who has seen your exact situation before.
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04 How much do your services cost?
It depends on the scope. Bookkeeping-only and full fractional CFO advisory are different engagements at different price points. The fastest way to find out if it makes sense for your business is to book a free discovery call. Most clients find the engagement pays for itself within the first few months through better decisions alone.
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05 What is the difference between bookkeeping and fractional CFO services?
Bookkeeping is the foundation — clean, accurate books so you always know where you stand. Fractional CFO is the strategy layer on top: cash-flow forecasting, pricing analysis, and the advisory that helps you grow with confidence. You need both. Most businesses only have one, or neither. BLFG bundles them so you're not managing two vendors.
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06 How quickly can I get started?
After your discovery call, onboarding typically takes one to two weeks. We connect to your accounts, clean up your books, and build your financial reporting system. Most clients have a clear picture of their finances within 30 days of starting — many for the first time in their business's history.
-
07 Do you offer tax preparation?
No. BLFG provides accounting, financial reporting, and fractional CFO advisory. We work alongside your tax CPA and coordinate closely on strategy, but we do not file returns.
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08 What is the minimum engagement?
We work with operators at $500K+ in gross revenue. Below that, a good bookkeeper is usually enough. Above that, a CFO starts earning back their fee.
§ 11 · Next step
Ready to know where you actually stand?
You started this business to build something — not to spend the evenings wondering whether the numbers make sense. Book a free, thirty-minute discovery call. We’ll tell you what we’d fix first.
Or talk to a human: (385) 489-5516